Pay, send, and pool easily.

Three women looking at their phones
pay
smarter

Check out your way.

Shop at some of the world’s biggest brands with PayPal. Rest easy knowing PayPal Buyer Protection1 has your back while shopping on eligible purchases.

Pay with PayPal

Pay now or pay over time. It’s your choice.

Pay in 3

Pay the way that works for you. Split your purchases into 3 interest-free payments with no fees, wherever you see PayPal.2

Learn About Pay in 3
Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. You may find our Spend Smarter Guide helpful.

PayPal Credit

PayPal Credit is your reusable credit line almost anywhere PayPal is accepted. It also secured the title of Best Retail Finance Provider at the 2024 Smart Money People's Consumer Credit Awards for the third year straight.

Apply for PayPal Credit
PayPal Credit is a regulated credit product. It gives you a credit limit which can be used for promotional offers or making purchases at your standard variable rate. Representative 23.9% APR (variable). Credit subject to status. Terms and conditions apply. UK residents only.
send
smarter

Send and receive money quickly and securely to just about anyone, anywhere3

Pay securely

Your transactions and payments are encrypted. PayPal works hard to keep your financial information and payments secure.

Learn More

Get the PayPal app

All in

the new

PayPal

app.

Simply and securely manage your transactions from one trustworthy place and get access to special offers.

Download the new app on your phone or sign up for free online.

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1
Buyer protection is available on eligible purchases only. Time limits and other terms apply. See the Buyer protection section of your local User Agreement for more information.
2
Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. See Product Terms for more details.
3
An account is required to send and receive money. Fees apply when converting currency and sending money other than GBP to an account in another country. See fees.
4
An account with PayPal is required to create a Pool. Fees apply when converting currency and sending money to an account in another country. See fees. Terms and limitations apply.