What is the inactivity fee?
PayPal has an inactivity fee in certain countries to maintain inactive accounts.
In Germany/Austria/Italy/Greece/Hungary/Poland, only business accounts are impacted by the inactivity fee; not personal accounts.
Notifications to inactive accounts begin on September 19, 2024. To avoid the fee, do any of the following before November 1, 2024:
- Log in to your account
- Pay with PayPal
- Send money to friends or family using your PayPal account
- Withdraw money from your PayPal account
- Donate to a charity using PayPal
This fee will only impact eligible accounts that haven't been active within the past 12 months. The fee will be the lesser of the account balance or €10 EUR (or its equivalent in another currency). Accounts with a zero balance won’t be impacted and this won’t result in any negative balance.
If an account remains inactive and no longer has a positive balance, PayPal may close the account in accordance with the PayPal User Agreement section "Closing your PayPal Account".
Note: Personal accounts registered in Germany/Austria/Italy/Greece/Hungary/Poland are excluded from the inactivity fee assessment for 2023.