PayPal Merchant Fees

When you sell with us, you can get some of the most competitive rates in the business.

Last Updated: 18, November 2024

You can find details about changes to our rates and fees and when they will apply on our

Policy Updates Page or as otherwise required by the user agreement. You can also get to the Policy Updates Page by clicking ‘Legal’ at the bottom of any webpage and then selecting ‘Policy Updates'.

Domestic

A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same market.

International

A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different markets. Certain markets are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Market/Region Grouping Table.

Market Code Table

We may refer to two-letter market codes throughout our fee pages. For a complete listing of PayPal market codes, please access our Market Code Table.

Relevant Market/Region

Rates published below apply to PayPal accounts of residents of the following market/region:

Market/Region list

Fee Table: Market/Region list
United States (US)

Commercial Transaction Rates

When you accept the User Agreement to buy or sell goods or services or make any other commercial type of transaction, we call that a “commercial transaction”.

Standard rate for receiving domestic transactions

Fee Table: Standard rate for receiving domestic transactions
Payment Type Rate
Alternative Payment Method (APM) APM Transaction Rates Apply
PayPal Checkout 3.49% + fixed fee
PayPal Guest Checkout 3.49% + fixed fee
QR code Transactions 2.29% + fixed fee
QR code Transactions through third party integrator 2.29% + 0.09 USD
Pay with Venmo 3.49% + fixed fee
Send/Receive Money for Goods and Services 2.99%
Standard Credit and Debit Card Payments 2.99% + fixed fee
All Other Commercial Transactions 3.49% + fixed fee

Receiving international transactions

The fee for receiving domestic transactions applies plus the additional percentage-based fee for international commercial transactions.

Additional percentage-based fee for international commercial transactions

Fee Table: Additional percentage-based fee for international commercial transactions
Payment Type Rate
All Commercial Transactions 1.50%

Fixed fee for commercial transactions (based on currency received)

Fee Table: Fixed fee for commercial transactions (based on currency received)
Currency Fee
Australian dollar 0.59 AUD
Brazilian real 2.90 BRL
Canadian dollar 0.59 CAD
Czech koruna 9.00 CZK
Danish krone 2.90 DKK
Euro 0.39 EUR
Hong Kong dollar 3.79 HKD
Hungarian forint 149.00 HUF
Israeli new shekel 1.60 ILS
Japanese yen 49.00 JPY
Malaysian ringgit 2.00 MYR
Mexican peso 9.00 MXN
Fee Table: Fixed fee for commercial transactions (based on currency received)
Currency Fee
New Taiwan dollar 14.00 TWD
New Zealand dollar 0.69 NZD
Norwegian krone 3.90 NOK
Philippine peso 25.00 PHP
Polish zloty 1.89 PLN
Russian ruble 39.00 RUB
Singapore dollar 0.69 SGD
Swedish krona 4.09 SEK
Swiss franc 0.49 CHF
Thai baht 15.00 THB
UK pounds sterling 0.39 GBP
US dollar 0.49 USD

Fixed fee for QR code transactions (based on currency received)

Fee Table: Fixed fee for QR code transactions (based on currency received)
Currency Fee
Australian dollar 0.12 AUD
Brazilian real 0.50 BRL
Canadian dollar 0.11 CAD
Czech koruna 1.90 CZK
Danish krone 0.56 DKK
Euro 0.07 EUR
Hong Kong dollar 0.70 HKD
Hungarian forint 29.00 HUF
Israeli new shekel 0.30 ILS
Japanese yen 9.00 JPY
Malaysian ringgit 0.40 MYR
Mexican peso 1.79 MXN
Fee Table: Fixed fee for QR code transactions (based on currency received)
Currency Fee
New Taiwan dollar 3.00 TWD
New Zealand dollar 0.13 NZD
Norwegian krone 0.77 NOK
Philippine peso 4.40 PHP
Polish zloty 0.34 PLN
Russian ruble 6.90 RUB
Singapore dollar 0.12 SGD
Swedish krona 0.76 SEK
Swiss franc 0.08 CHF
Thai baht 2.90 THB
UK pounds sterling 0.07 GBP
US dollar 0.09 USD

Other fees for using Commercial Transactions

Fee Table: Other fees for using Commercial Transactions
Activity Description Fee
Campaign Fee – Store Cash transactions All applicable PayPal transaction fees are calculated from the cart total, after any Store Cash offers being applied by the PayPal user. For more information about Campaign Fee calculations, please see the PayPal Store Cash Agreement. 8.00%

Buying, Selling, and Transferring Cryptocurrencies

Buying or selling a cryptocurrency using your business account

There’s a fee for buying or selling Crypto Assets using your business account. The fee will vary based on the USD value of your Crypto Assets purchase or sale amount.

The exchange rate you'll see before buying or selling Crypto Assets will also include a cryptocurrency conversion spread. There's no fee for holding Crypto Assets in your account.

Fee Table: Buying or selling a cryptocurrency using your business account
Purchase or sale Amount Fee
1.00 - 4.99 USD 0.49 USD
5.00 - 24.99 USD 0.99 USD
25.00 - 74.99 USD 1.99 USD
75.00 - 200.00 USD 2.49 USD
200.01 - 1000.00 USD 1.80%
1000.01 USD + 1.50%
The fees above do not apply to buying and selling PYUSD.

Transferring a cryptocurrency using your business account

Fee Table: Transferring a cryptocurrency using your business account
Transfer Type Fee
Receiving a Crypto Asset transfer No Fee
Transferring Crypto Asset to an address outside of PayPal or Venmo You will be charged a cryptocurrency network fee, payable in the Crypto Asset you transfer, which varies. We will display such network fee right before you transfer any crypto

Invoicing Transaction Rates

When you accept the User Agreement and send an invoice as a payment request for the sale of goods and services, and the customer sends you a payment via that invoice, we call that an “invoicing transaction.”

Standard rate for receiving domestic invoicing transactions

Fee Table: Standard rate for receiving domestic invoicing transactions
Payment Type through an Invoicing Transaction Rate
PayPal Checkout, Pay with Venmo, PayPal Pay Later offers, or PayPal Guest Checkout 3.49% + fixed fee
Standard Credit and Debit Card Payments, Apple Pay, or other third-party wallets 2.99% + fixed fee

Receiving international invoicing transactions

The fee for receiving domestic Invoicing Transactions applies plus the additional percentage-based fee for international invoicing transactions.

Additional percentage-based fee for international invoicing transactions

Fee Table: Additional percentage-based fee for international invoicing transactions
Payment Type through an Invoicing Transaction Rate
All Payment Types through Invoicing Transactions 1.50%

Fixed fee for invoicing transactions (based on currency received)

Fee Table: Fixed fee for invoicing transactions (based on currency received)
Currency Fee
Australian dollar 0.59 AUD
Brazilian real 2.90 BRL
Canadian dollar 0.59 CAD
Czech koruna 9.00 CZK
Danish krone 2.90 DKK
Euro 0.39 EUR
Hong Kong dollar 3.79 HKD
Hungarian forint 149.00 HUF
Israeli new shekel 1.60 ILS
Japanese yen 49.00 JPY
Malaysian ringgit 2.00 MYR
Mexican peso 9.00 MXN
Fee Table: Fixed fee for invoicing transactions (based on currency received)
Currency Fee
New Taiwan dollar 14.00 TWD
New Zealand dollar 0.69 NZD
Norwegian krone 3.90 NOK
Philippine peso 25.00 PHP
Polish zloty 1.89 PLN
Russian ruble 39.00 RUB
Singapore dollar 0.69 SGD
Swedish krona 4.09 SEK
Swiss franc 0.49 CHF
Thai baht 15.00 THB
UK pounds sterling 0.39 GBP
US dollar 0.49 USD

Receiving and Sending Donations

When you accept the User Agreement or the PayPal Fundraisers Terms and Conditions to send or receive funds using one of the payment types listed below, we call that a “donation”. Funds sent or received through other products or services (not set out below) are not “donations” eligible for donations pricing. In such cases, the applicable transaction rates will apply and will be subject to the fees disclosed for such products or services on the applicable fees page.

Standard rate for receiving domestic donations

Fee Table: Standard rate for receiving domestic donations
Payment Type Rate
Donate Button 2.89% + fixed fee
PayPal Fundraisers (Listed Fundraisers) 2.99%
PayPal Fundraisers (Unlisted Fundraisers) No Fee
PayPal Checkout for Donations 2.89% + fixed fee

Receiving international donations

The applicable fee for receiving domestic donations applies plus the additional percentage-based fee for international donations.

Additional percentage-based fee for international donations

Fee Table: Additional percentage-based fee for international donations
Payment Type Rate
All Donations 1.50%

Fixed fee for donations (based on currency received)

Fee Table: Fixed fee for donations (based on currency received)
Currency Fee
Australian dollar 0.59 AUD
Brazilian real 2.90 BRL
Canadian dollar 0.59 CAD
Czech koruna 9.00 CZK
Danish krone 2.90 DKK
Euro 0.39 EUR
Hong Kong dollar 3.79 HKD
Hungarian forint 149.00 HUF
Israeli new shekel 1.60 ILS
Japanese yen 49.00 JPY
Malaysian ringgit 2.00 MYR
Mexican peso 9.00 MXN
Fee Table: Fixed fee for donations (based on currency received)
Currency Fee
New Taiwan dollar 14.00 TWD
New Zealand dollar 0.69 NZD
Norwegian krone 3.90 NOK
Philippine peso 25.00 PHP
Polish zloty 1.89 PLN
Russian ruble 39.00 RUB
Singapore dollar 0.69 SGD
Swedish krona 4.09 SEK
Swiss franc 0.49 CHF
Thai baht 15.00 THB
UK pounds sterling 0.39 GBP
US dollar 0.49 USD

Standard rate for sending domestic donations

Fee Table: Standard rate for sending domestic donations
Payment Type Rate
PayPal Fundraisers (Unlisted Fundraisers) Sending and Receiving Money Rates (i.e., sending domestic personal transactions rates)
All Other Donations No fee

Standard rate for sending international donations

The applicable fee for sending domestic donations applies plus the applicable additional percentage-based fee for international donations (international fee).

Fee Table: Standard rate for sending international donations
Payment Type Rate
PayPal Fundraisers (Unlisted Fundraisers) Sending and Receiving Money Rates (i.e., sending international personal transactions rates)
All Other Donations No fee (when no currency conversion is needed)

Charity Transaction Rates

Charity transaction rates are subject to eligibility, application, and pre-approval by PayPal, as further described in the Confirmed Charity Terms and Conditions. Once approved by PayPal, these rates will apply to certain payment types that are subject to the User Agreement.

Receiving domestic charity transactions

Fee Table: Receiving domestic charity transactions
Payment Type Rate
Charity Transactions 1.99% + fixed fee

Receiving international charity transactions

The fee for receiving domestic charity transactions applies plus the additional percentage-based fee for international charity transactions.

Additional percentage-based fee for international charity transactions

Fee Table: Additional percentage-based fee for international charity transactions
Payment Type Rate
Charity Transactions 1.50%

Fixed fee for charity transactions (based on currency received)

Fee Table: Fixed fee for charity transactions (based on currency received)
Currency Fee
Australian dollar 0.59 AUD
Brazilian real 2.90 BRL
Canadian dollar 0.59 CAD
Czech koruna 9.00 CZK
Danish krone 2.90 DKK
Euro 0.39 EUR
Hong Kong dollar 3.79 HKD
Hungarian forint 149.00 HUF
Israeli new shekel 1.60 ILS
Japanese yen 49.00 JPY
Malaysian ringgit 2.00 MYR
Mexican peso 9.00 MXN
Fee Table: Fixed fee for charity transactions (based on currency received)
Currency Fee
New Taiwan dollar 14.00 TWD
New Zealand dollar 0.69 NZD
Norwegian krone 3.90 NOK
Philippine peso 25.00 PHP
Polish zloty 1.89 PLN
Russian ruble 39.00 RUB
Singapore dollar 0.69 SGD
Swedish krona 4.09 SEK
Swiss franc 0.49 CHF
Thai baht 15.00 THB
UK pounds sterling 0.39 GBP
US dollar 0.49 USD

Alternative Payment Method Rates

We may allow your customers to choose any of the alternative payment methods (APMs) listed in our APM agreement at checkout to pay you for purchases.

For a complete listing of the APMs we support, please see Annex 1 of the APM agreement. You must accept the terms of the APM agreement before receiving APM payments.

Standard rate for receiving domestic transactions

Fee Table: Standard rate for receiving domestic transactions
Payment Type Rate
Alternative Payment Method (APM) 2.59% + fixed fee
Alternative Payment Method (APM) through Pay Links and Buttons 2.99% + fixed fee

Receiving international transactions

The fee for receiving domestic transactions applies plus the additional percentage-based fee for international transactions.

Additional percentage-based fee for international APM transactions

Fee Table: Additional percentage-based fee for international APM transactions
Payment Type Fee
Alternative Payment Method (APM) 1.50%

Fixed fee for APM transactions (based on currency received)

Fee Table: Fixed fee for APM transactions (based on currency received)
Currency Fee
Australian dollar 0.59 AUD
Brazilian real 2.90 BRL
Canadian dollar 0.59 CAD
Czech koruna 9.00 CZK
Danish krone 2.90 DKK
Euro 0.39 EUR
Hong Kong dollar 3.79 HKD
Hungarian forint 149.00 HUF
Israeli new shekel 1.60 ILS
Japanese yen 49.00 JPY
Malaysian ringgit 2.00 MYR
Mexican peso 9.00 MXN
Fee Table: Fixed fee for APM transactions (based on currency received)
Currency Fee
New Taiwan dollar 14.00 TWD
New Zealand dollar 0.69 NZD
Norwegian krone 3.90 NOK
Philippine peso 25.00 PHP
Polish zloty 1.89 PLN
Russian ruble 39.00 RUB
Singapore dollar 0.69 SGD
Swedish krona 4.09 SEK
Swiss franc 0.49 CHF
Thai baht 15.00 THB
UK pounds sterling 0.39 GBP
US dollar 0.49 USD

PayPal Balance

PayPal offers a balance holding account commonly referred to as PayPal Balance.

For more information and a complete listing of fees associated, please refer to the PayPal Balance Terms and Conditions.

PayPal Online Payment Services

Use of applicable Services is subject to eligibility, application, and approval by PayPal and your acceptance of the PayPal Online Payment Services Agreement. These rates will apply to the following payment types received using PayPal Online Payment Services.

Capitalized terms in this section are defined in the PayPal Online Payment Services Agreement.

Receiving domestic transactions using PayPal Online Payment Services

Fee Table: Receiving domestic transactions using PayPal Online Payment Services
Payment Type Rate
Advanced Credit and Debit Card Payments 2.59% + fixed fee
ACH Services 0.80% (capped at $5.00 per transaction)
Payments Advanced 2.89% + fixed fee
Payments Pro 2.89% + fixed fee
Virtual Terminal 3.09% + fixed fee

Charity rates for receiving transactions using PayPal Card Payment Services

Charity rates for receiving transactions using the below PayPal Card Payment Services are subject to eligibility, application, and pre-approval by PayPal, as further described in the Confirmed Charity Terms and Conditions. See our PayPal Online Payment Services Agreement for more details about the below services.

Fee Table: Charity rates for receiving transactions using PayPal Card Payment Services
Payment Type Rate
Payments Pro 1.99% + fixed fee
Virtual Terminal 2.39% + fixed fee
Advanced Credit and Debit Card Payments 1.99% + fixed fee
Advanced Credit and Debit Card Payments (Interchange Plus Plus) Interchange Plus Plus Rates Apply

Fixed fee for PayPal Card Payment Services transactions (based on currency received)

Fee Table: Fixed fee for PayPal Card Payment Services transactions (based on currency received)
Currency Fee
Australian dollar 0.59 AUD
Brazilian real 2.90 BRL
Canadian dollar 0.59 CAD
Czech koruna 9.00 CZK
Danish krone 2.90 DKK
Euro 0.39 EUR
Hong Kong dollar 3.79 HKD
Hungarian forint 149.00 HUF
Israeli new shekel 1.60 ILS
Japanese yen 49.00 JPY
Malaysian ringgit 2.00 MYR
Mexican peso 9.00 MXN
Fee Table: Fixed fee for PayPal Card Payment Services transactions (based on currency received)
Currency Fee
New Taiwan dollar 14.00 TWD
New Zealand dollar 0.69 NZD
Norwegian krone 3.90 NOK
Philippine peso 25.00 PHP
Polish zloty 1.89 PLN
Russian ruble 39.00 RUB
Singapore dollar 0.69 SGD
Swedish krona 4.09 SEK
Swiss franc 0.49 CHF
Thai baht 15.00 THB
UK pounds sterling 0.39 GBP
US dollar 0.49 USD

Interchange Plus Plus fee structure for PayPal Card Payment Services transactions

Subject to activation in your account settings and your acceptance of the PayPal Online Payment Services Agreement, the following alternative fee structure may apply to eligible Payment Types.

Fee Table: Interchange Plus Plus fee structure for PayPal Card Payment Services transactions
Payment Type Rate
Advanced Credit and Debit Card Payments (Interchange Plus Plus) Interchange Pass-through Costs + 0.49% + fixed fee (collectively “Interchange Plus Plus”)

Interchange Plus Plus Fixed fee for PayPal Card Payment Services transactions (based on currency received)

Fee Table: Interchange Plus Plus Fixed fee for PayPal Card Payment Services transactions (based on currency received)
Currency Fee
Australian dollar 0.49 AUD
Brazilian real

2.29 BRL

Canadian dollar

0.49 CAD

Czech koruna

7.00 CZK

Danish krone

2.29 DKK

Euro

0.29 EUR

Hong Kong dollar

2.99 HKD

Hungarian forint

119.00 HUF

Israeli new shekel

1.29 ILS

Japanese yen

39.00 JPY

Malaysian ringgit

1.59 MYR

Mexican peso 7.00 MXN
Fee Table: Interchange Plus Plus Fixed fee for PayPal Card Payment Services transactions (based on currency received)
Currency Fee
New Taiwan dollar 11.00 TWD
New Zealand dollar

0.59 NZD

Norwegian krone 3.09 NOK
Philippine peso 20.00 PHP
Polish zloty 1.49 PLN

Russian ruble

31.00 RUB

Singapore dollar

0.59 SGD

Swedish krona

3.29 SEK

Swiss franc

0.39 CHF
Thai baht

12.00 THB

UK pounds sterling

0.29 GBP

US dollar 0.39 USD

Receiving international transactions using PayPal Card Payment Services

The fee for receiving domestic PayPal Card Payment Services transactions applies plus the additional percentage-based fee for international PayPal Card Payment Services transactions.

Additional percentage-based fee for international PayPal Card Payment Services transactions

Fee Table: Additional percentage-based fee for international PayPal Card Payment Services transactions
Payment Type Rate
Advanced Credit and Debit Card Payments (Interchange Plus Plus) No additional percentage-based fee for international transactions for this Payment Type
All Other PayPal Card Payment Services Transactions 1.50%

Other fees for using PayPal Online Payment Services

Fee Table: Other fees for using PayPal Online Payment Services
Activity Description Fee
Account Monitoring Service Optional Service
  • 29.95 USD set up fee
  • 19.95 USD per month
ACH Services Return Fee or Unauthorized Fee This fee is charged when a return is requested or when the transaction is unauthorized and then rejected/reversed.
  • 5.00 USD Return Fee for each transaction returned by the banking network 
  • 5.00 USD Unauthorized Fee for each transaction disputed by your customer as unauthorized 
Fraud Protection Advanced Optional Service
  • 0.07 USD per transaction
Additional Risk Factors If PayPal determines that your Account receives, or is likely to receive a disproportionately higher number of customer complaints, reversals, chargebacks, claims, or other indicators of a serious level of risk, PayPal may increase the percentage components of your Transaction Fees after giving you 30 days prior notice of the increase. Up to 5.00% per transaction
Buyer Authentication Service Optional Service
  • 10.00 USD per month
  • 0.10 USD per transaction
Card Verification Transactions For each account verification request 0.30 USD
Chargeback Protection Services

Chargeback Protection

  • Advanced Credit and Debit Card Payments
0.40% per transaction

Effortless Chargeback Protection

  • Advanced Credit and Debit Card Payments
0.60% per transaction
Failure to implement Express Checkout If you do not implement Express Checkout as required, the percentage components of your Transaction Fees may increase after giving you 30 days prior notice. 1.00% per transaction
Monthly Fees Advanced Credit and Debit Card Payments and ACH Services No fee
Payments Advanced 5.00 USD
Payments Pro 30.00 USD
Payments Pro Payflow 30.00 USD
Virtual Terminal 30.00 USD
Recurring Billing Optional Service 10.00 USD per month
Recurring Payment Tool Optional Service 30.00 USD per month
Uncaptured Authorization Transactions For each successful but uncaptured authorization transaction. 0.30 USD

Payflow Pro (Payment Gateway)

Payflow Pro gives you the flexibility to design a checkout page that matches your site’s branding, and Payflow Link comes with a pre-built checkout template you embed right into your checkout page. With either, your customers can pay by credit card without leaving your site. For more information, please refer to the Payflow Gateway Services Agreement.

Receiving transactions using Payflow

Fee Table: Receiving transactions using Payflow
Payment type Fee
Payflow Pro Transaction 0.10 USD
Payflow Link Transaction 0.10 USD

Other fees for using Payflow

Fee Table: Other fees for using Payflow
Activity Description Fee
Monthly Fees Payflow Pro 25.00 USD
Payflow Link No fee
PayPal Recurring Billing Service (Monthly) Payflow Pro 10.00 USD
Payflow Link 10.00 USD
PayPal Fraud Protection Services (Monthly) Basic Package No fee
Advanced Package 10.00 USD
Buyer Authentication + 10.00 USD
PayPal Fraud Protection Services (Monthly Excess Transaction Fee) Basic Package No fee
Advanced Package 0.05 USD
Buyer Authentication + 0.10 USD
Recurring Billing Service No fee

PayPal Zettle Rates

Use of PayPal Zettle is subject to eligibility, application, approval by PayPal and your acceptance of the PayPal Zettle agreement. These rates will apply to the following payment types received using PayPal Zettle.

Standard rate for receiving transactions using PayPal Zettle

Fee Table: Standard rate for receiving transactions using PayPal Zettle
Payment Type Rate
Card Present Transactions 2.29% + 0.09 USD
Manual Card Entry Transactions 3.49% + 0.09 USD
QR code Transactions 2.29% + 0.09 USD

PayPal Payouts

PayPal Payouts (which includes the service formerly known as Mass Pay) allows you to easily send payments to multiple recipients at once. We charge you a fee for each payment you send using PayPal Payouts. The fee is based on the type of payment and currency in which it is sent.

Sending PayPal Payouts

Fee Table: Sending PayPal Payouts
Transaction Rate
US 2% of total transaction amount (not to exceed the maximum fee cap below)

US

  • When using the Payouts API
Flat Rate (see fee table below)
International PayPal Payouts 2% of total transaction amount (not to exceed the maximum fee cap below)

Fee and maximum fee cap for PayPal Payouts

Based on payment currency:

Fee Table: Fee and maximum fee cap for PayPal Payouts
Currency US Maximum Fee Cap US – When using the Payouts API Fee International Maximum Fee Cap
Australian dollar 1.25 AUD 0.32 AUD 24.00 AUD
Brazilian real 2.00 BRL 0.50 BRL 40.00 BRL
Canadian dollar 1.25 CAD 0.32 CAD 24.00 CAD
Czech koruna 24.00 CZK 6.00 CZK 400.00 CZK
Danish krone 6.00 DKK 1.50 DKK 120.00 DKK
Euro 0.85 EUR 0.22 EUR 16.00 EUR
Hong Kong dollar 7.00 HKD 1.75 HKD 160.00 HKD
Hungarian forint 210.00 HUF 53.00 HUF 6000.00 HUF
Israeli new shekel 4.00 ILS 1.00 ILS 80.00 ILS
Japanese yen 120.00 JPY 30.00 JPY 2000.00 JPY
Malaysian ringgit 4.00 MYR Not Applicable 80.00 MYR
Mexican peso 11.00 MXN 2.75 MXN 300.00 MXN
New Taiwan dollar 33.00 TWD 8.00 TWD 800.00 TWD
New Zealand dollar 1.50 NZD 0.38 NZD 30.00 NZD
Norwegian krone 6.75 NOK 1.70 NOK 120.00 NOK
Philippine peso 50.00 PHP 12.50 PHP 1000.00 PHP
Polish zloty 3.00 PLN 0.75 PLN 60.00 PLN
Russian ruble 30.00 RUB 60.00 RUB 600.00 RUB
Singapore dollar 1.60 SGD 0.40 SGD 32.00 SGD
Swedish krona 9.00 SEK 2.25 SEK 160.00 SEK
Swiss franc 1.30 CHF 0.33 CHF 20.00 CHF
Thai baht 36.00 THB 9.00 THB 800.00 THB
UK pounds sterling 0.65 GBP 0.17 GBP 14.00 GBP
US dollar 1.00 USD 0.25 USD 20.00 USD

Micropayments

When you accept the User Agreement, you may apply to receive Micropayments pricing for certain lower value transactions processed through your PayPal account. The rate below applies to both Dynamic and Static Micropayments.

Receiving domestic micropayments

Fee Table: Receiving domestic micropayments
Payment Type Rate
US 4.99% + fixed fee

Receiving international transactions

The fee for receiving domestic transactions applies plus the additional percentage-based fee for international transactions.

Additional percentage-based fee for international Micropayment transactions

Fee Table: Additional percentage-based fee for international Micropayment transactions
Payment Type Rate
Micropayments 1.50%

Micropayments fixed fee

Based on payment currency:

Fee Table: Micropayments fixed fee
Currency Fee
Australian dollar 0.12 AUD
Brazilian real 0.50 BRL
Canadian dollar 0.11 CAD
Czech koruna 1.90 CZK
Danish krone 0.56 DKK
Euro 0.07 EUR
Hong Kong dollar 0.70 HKD
Hungarian forint 29.00 HUF
Israeli new shekel 0.30 ILS
Japanese yen 9.00 JPY
Malaysian ringgit 0.40 MYR
Mexican peso 1.79 MXN
Fee Table: Micropayments fixed fee
Currency Fee
New Taiwan dollar 3.00 TWD
New Zealand dollar 0.13 NZD
Norwegian krone 0.77 NOK
Philippine peso 4.40 PHP
Polish zloty 0.34 PLN
Russian ruble 6.90 RUB
Singapore dollar 0.12 SGD
Swedish krona 0.76 SEK
Swiss franc 0.08 CHF
Thai baht 2.90 THB
UK pounds sterling 0.07 GBP
US dollar 0.09 USD

Chargeback Fees

For transactions that are not processed either through a buyer’s PayPal account or through a guest checkout, we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).

For Chargeback Protection Services applicable to PayPal’s Card Payment Services, please see the PayPal Online Payment Services Agreement.

The chargeback fee is based on the currency received as follows:

Chargeback fees

Fee Table: Chargeback fees
Currency Fee
Australian dollar 22.00 AUD
Brazilian real 35.00 BRL
Canadian dollar 20.00 CAD
Czech koruna 400.00 CZK
Danish krone 120.00 DKK
Euro 16.00 EUR
Hong Kong dollar 155.00 HKD
Hungarian forint 4,325.00 HUF
Israeli new shekel 75.00 ILS
Japanese yen 1,875.00 JPY
Malaysian ringgit 65.00 MYR
Mexican peso 250.00 MXN
Fee Table: Chargeback fees
Currency Fee
New Taiwan dollar 625.00 TWD
New Zealand dollar 28.00 NZD
Norwegian krone 125.00 NOK
Philippine peso 900.00 PHP
Polish zloty 65.00 PLN
Russian ruble 640.00 RUB
Singapore dollar 28.00 SGD
Swedish krona 150.00 SEK
Swiss franc 22.00 CHF
Thai baht 650.00 THB
UK pounds sterling 14.00 GBP
US dollar 20.00 USD

Dispute Fees

We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the User Agreement for more information about Standard and High Volume Dispute fees.

Dispute fees will be applied in the currency of the original transaction.

Standard Dispute Fees

Fee Table: Standard Dispute Fees
Currency Fee
Australian dollar 25.00 AUD
Brazilian real 65.00 BRL
Canadian dollar 20.00 CAD
Czech koruna 350.00 CZK
Danish krone 100.00 DKK
Euro 14.00 EUR
Hong Kong dollar 115.00 HKD
Hungarian forint 4,585.00 HUF
Indian Rupee 1080.00 INR
Israeli new shekel 55.00 ILS
Japanese yen 1,630.00 JPY
Malaysian ringgit 65.00 MYR
Mexican peso 300.00 MXN
Fee Table: Standard Dispute Fees
Currency Fee
New Taiwan dollar 455.00 TWD
New Zealand dollar 25.00 NZD
Norwegian krone 140.00 NOK
Philippine peso 760.00 PHP
Polish zloty 60.00 PLN
Russian ruble 1125.00 RUB
Singapore dollar 20.00 SGD
Swedish krona 145.00 SEK
Swiss franc 15.00 CHF
Thai baht 465.00 THB
UK pounds sterling 12.00 GBP
US dollar 15.00 USD

High Volume Dispute Fees

Fee Table: High Volume Dispute Fees
Currency Fee
Australian dollar 50.00 AUD
Brazilian real 130.00 BRL
Canadian dollar 40.00 CAD
Czech koruna 700.00 CZK
Danish krone 200.00 DKK
Euro 28.00 EUR
Hong Kong dollar 230.00 HKD
Hungarian forint 9,170.00 HUF
Indian Rupee 2160.00 INR
Israeli new shekel 110.00 ILS
Japanese yen 3,260.00 JPY
Malaysian ringgit 130.00 MYR
Mexican peso 600.00 MXN
Fee Table: High Volume Dispute Fees
Currency Fee
New Taiwan dollar 910.00 TWD
New Zealand dollar 50.00 NZD
Norwegian krone 280.00 NOK
Philippine peso 1520.00 PHP
Polish zloty 120.00 PLN
Russian ruble 2250.00 RUB
Singapore dollar 40.00 SGD
Swedish krona 290.00 SEK
Swiss franc 30.00 CHF
Thai baht 930.00 THB
UK pounds sterling 24.00 GBP
US dollar 30.00 USD

Currency Conversions

For any of the following types of transactions involving a currency conversion by PayPal, the transaction exchange rate will also include a currency conversion spread.

Converting payments in another currency

Fee Table: Converting payments in another currency
Type of Transaction Currency Conversion Spread
  • Paying for goods or services in a currency other than the currency the goods or services are listed in.
  • Sending money to a friend or family member such that they receive a different currency from the currency in which you pay.
  • Sending money using PayPal Payouts such that your recipients receive a different currency from the currency in which you pay.
4.00%, or such other amount as may be disclosed to you during the transaction.
  • All other transactions
3.00%, or such other amount as may be disclosed to you during the transaction.

E-check Fees

Sometimes the sender of a payment you receive may use an E-check as a means of funding that payment from their bank account, in order to send it from their PayPal account. Please see the user agreement for more information about E-check. When you receive an E-check funded payment we apply the fee you agreed to pay to receive the payment up to a monetary cap indicated below (based on the currency received):

Receiving E-check fees

Fee Table: Receiving E-check fees
Payment Type Rate
Per each payment transaction Commercial Transaction Rates

Maximum fee cap for E-checks

Fee Table: Maximum fee cap for E-checks
Currency Maximum fee cap
Australian dollar 300.00 AUD
Brazilian real 500.00 BRL
Canadian dollar 300.00 CAD
Czech koruna 5000.00 CZK
Danish krone 1500.00 DKK
Euro 200.00 EUR
Hong Kong dollar 2500.00 HKD
Hungarian forint 54,000.00 HUF
Israeli new shekel 1100.00 ILS
Japanese yen 24,000.00 JPY
Malaysian ringgit 1000.00 MYR
Mexican peso 3500.00 MXN
New Taiwan dollar 9000.00 TWD
New Zealand dollar 400.00 NZD
Norwegian krone 1600.00 NOK
Philippine peso 13,000.00 PHP
Polish zloty 800.00 PLN
Russian ruble 12,000.00 RUB
Singapore dollar 400.00 SGD
Swedish krona 1800.00 SEK
Swiss franc 300.00 CHF
Thai baht 9000.00 THB
UK pounds sterling 200.00 GBP
US dollar 300.00 USD

Withdrawal Out of PayPal

You can typically withdraw money out of PayPal by standard withdrawals/transfers to your linked bank account or eligible cards. A currency conversion (and currency conversion fees) may also apply.

Withdrawing a balance from a PayPal business account

Fee Table: Withdrawing a balance from a PayPal business account
Withdrawal/Transfer to Withdrawal/Transfer Type Rate
Bank account

Standard

  • With eligible linked bank account
No Fee (when no currency conversion is involved)

Instant

1.50% of amount transferred

Cards

Standard

No Fee (when no currency conversion is involved)

Instant

1.50% of amount transferred

Withdrawal Limits – Instant Transfer for Bank

Fee Table: Withdrawal Limits – Instant Transfer for Bank
Frequency Maximum (up to)
Per transaction 25,000.00 USD

Withdrawal Limits – Standard and Instant Transfers for Cards

Fee Table: Withdrawal Limits – Standard and Instant Transfers for Cards
Frequency Maximum (up to)
Per transaction 50,000.00 USD
Per day 100,000.00 USD
Per week 250,000.00 USD
Per month 500,000.00 USD

Minimum fee – Instant Transfer

Based on withdrawal currency:

Fee Table: Minimum fee – Instant Transfer
Currency Minimum Fee
US dollar 0.50 USD

Other Merchant Fees

Included below are fees associated with events, requests, or actions that may happen when you use your account.

Other Fees

Fee Table: Other Fees
Activity Description Fee
Bank Return on Withdrawal/Transfer out of PayPal This fee is charged when a withdrawal/transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided. No Fee
Commercial Transaction and Invoicing Transaction Refunds Full Refunds
  • If you refund a Commercial Transaction or an Invoicing Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
Partial Refunds
  • If you refund a Commercial Transaction or an Invoicing Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
Credit Card and Debit Card Confirmation(s) Some users, in order to increase their sending limit or as PayPal may determine, may be charged a Credit Card and Debit Card Link and Confirmation fee. This amount will be refunded when you successfully complete the credit card or debit card verification process. See Credit Card and Debit Card Link and Confirmation Table below.
PayPal Business Debit MasterCard Use of the PayPal Business Debit MasterCard is subject to eligibility, application, approval by PayPal and your acceptance of the terms. Please see our PayPal Business Debit MasterCard Cardholder Agreement and Privacy Notice
PayPal Debit MasterCard Use of the PayPal Debit MasterCard is subject to eligibility, application, approval by PayPal and your acceptance of the terms. Please see our PayPal Debit MasterCard Cardholder Agreement

Credit Card and Debit Card Link and Confirmation Table

Fee Table: Credit Card and Debit Card Link and Confirmation Table
Currency Fee
Australian dollar 2.00 AUD
Brazilian real 4.00 BRL
Canadian dollar 2.45 CAD
Czech koruna 50.00 CZK
Danish krone 12.50 DKK
Euro 1.50 EUR
Hong Kong dollar 15.00 HKD
Hungarian forint 400.00 HUF
Israeli new shekel 8.00 ILS
Japanese yen 200.00 JPY
Malaysian ringgit Not Applicable
Mexican peso 20.00 MXN
Fee Table: Credit Card and Debit Card Link and Confirmation Table
Currency Fee
New Taiwan dollar 70.00 TWD
New Zealand dollar 3.00 NZD
Norwegian krone 15.00 NOK
Philippine peso 100.00 PHP
Polish zloty 6.50 PLN
Russian ruble 60.00 RUB
Singapore dollar 3.00 SGD
Swedish krona 15.00 SEK
Swiss franc 3.00 CHF
Thai baht 70.00 THB
UK pounds sterling 1.00 GBP
US dollar 1.95 USD