Smarter protections

in one place

24/7 fraud monitoring

We monitor activity and transactions across PayPal and when you pay on merchant sites around the globe to help protect your accounts and keep your financial data secure.1

Financial encryption

Your transactions and payments are encrypted. We don't sell or share your full financial information.

Purchase Protection

When you pay with PayPal, eligible purchases are protected at no extra cost.1

Send money securely

Pay it safe across the table or around the world knowing we help you spot scammers and report suspicious money requests.2

Security that’s

always on

Secure shopping at every step

Safely shop at sites around the world and track orders straight to your doorstep. If you don't receive the item you ordered, or it shows up significantly different than described, we’ll help you get reimbursed for eligible items with PayPal Purchase Protection. Terms and limitations apply.1

Pay people confidently

Every payment is encrypted to help keep your financial details secure. If something doesn't seem right with a payment request, just block, decline, and report it in one click. Protect eligible payments when you send money via Goods and Services at no cost to you.1

Stronger login security

We use the latest authentication methods and fraud and risk tools to streamline your login experience and help keep you safe. Sign in the smart way with passkey, a phishing-resistant technology that's easy to use and more secure than passwords.3

Looking for help?

Learn how to report fraud and better protect your accounts.

Frequently asked questions

All in the PayPal app

Easily and securely send, receive, and manage your payments—all in one place. Download the app on your phone or sign up for free online.