Flexibility to pay the way that works for you

Interest-free payments

Make interest-free payments with Pay in 4.1

Widely available

Shop around the world at millions of stores.

No sign up or late fees

There are no fees with Pay in 4. It’s that simple.

Backed by PayPal

Enjoy Purchase Protection2 on your eligible items.

Make bi-weekly payments and manage them all via the app

Pay in 4 gives you more flexibility

Pay in 4 with no interest and no late fees. Split eligible purchases between $30 to $1,500 into 4 bi-weekly interest-free payments, at millions of stores around the world.1

It’s effortless to manage your plans

Manage payments in the app or online for peace of mind.

Get to know Pay in 3

Pay in 41

Purchase amount

from $30-$1,500

Number of payments

4 interest-free payments

Time between payments

First payment is due at the time of purchase with the remaining three automatically charged every two weeks.

Interest

None

Repayment method​

Debit card, credit card or bank account

Purchase Protection2

Included on eligible purchases

Sign-up and late fees

None

Automatic payments

Automatically enrolled at time of purchase

Check out now.

Pay in 4.

Choose PayPal at checkout

then select Pay in 4.

Get a quick decision

and if approved, make your first payment today.

Make the remaining payments

with the option to make additional payments any time via the app or online.

Frequently asked questions

All in the PayPal app

Easily and securely send, receive, and manage your payments—all in one place. Download the app on your phone or sign up for free online.