The PayPal Working Capital cash advance is based on your PayPal sales, account history and other criteria. Cash advances range from £1,000-£160,000 for first time applicants (and up to £225,000 for subsequent applicants).1
You choose from the percentage options available to automatically deduct from your PayPal sales as repayments, so managing your cash flow is easier. Minimum payment required.2
From new technology to extra supplies, or equipment upgrades to marketing, you can use your funding on what your business needs.
Approval is based on your PayPal sales, account history and other criteria. No need for documentation during the application.
We usually let you know if you’re approved straight away. If approved, we’ll transfer your funding to your PayPal account within minutes.3
Minimum eligibility requirements⁴:
Your business has had a PayPal Business account for 90 days or more
You process at least £9,000 in eligible PayPal sales annually5
Have repaid any existing PayPal Working Capital cash advance
Your business is registered in the United Kingdom
Sole traders aren't required to be registered in the United Kingdom to have access to PayPal Working Capital
See PayPal Working Capital terms and conditions.
For us, the main use for PayPal Working Capital has been to increase our stock position. The funds are deposited almost instantly into the PayPal account and ready to deploy on our next stock order.
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