During the 4 months’ offer period, the 0% balance is included in calculating your monthly repayments. You must make your minimum monthly payment or your 0% offer may be removed. Any remaining balance due after the offer period or any transactions under £99 will be charged interest at your standard variable rate.
PayPal Credit
Buy now. Pay over time.
Shop with PayPal Credit's digital, reusable credit line and get 0% interest over 4 months every time you spend £99 or more.1 Seriously. PayPal Credit is like a credit card without the plastic.
A 0% interest offer you can use again and again.
Our 0% interest offer is better than just an introductory offer. Simply spend £99 or more and automatically get 0% interest for 4 months on that purchase - and every purchase £99+. PayPal Credit is the perfect way to manage the cost of those bigger buys.
It’s in the app
Get the flexibility of managing your PayPal Credit account any time, anywhere.
Millions of online stores
Use PayPal Credit almost anywhere PayPal is accepted.
Offer never expires
0% interest for 4 months every single time you spend £99.00 or more in one go.
Instant access
If approved, you can start shopping straightaway with PayPal Credit.
Representative Example
| Representative | Purchase interest rate | Assumed credit limit |
|---|---|---|
23.9
% APR (variable)
| 23.9
% p.a. (variable)
| £1,200
|
Representative
23.9
%
APR (variable)
Purchase interest rate
23.9
%
p.a. (variable)
Assumed credit limit
£1,200
Your actual interest rate and credit limit may vary depending on your individual circumstances.
Subject to status. T&Cs apply. UK residents only.
Frequently asked questions
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