Choose PayPal at checkout
then select Pay in 3.
Get a quick decision
and if approved, make your first payment today.
Make two more payments automatically
on the same date, each month.
Time and flexibility are on your side. Manage your budget and break the payments up over 2 months.
Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. You may find our Spend Smarter Guide helpful. For full product terms, check our T&C’s page.
With Pay in 3, there's no interest, no late fees or setup fees.1
Shop at your favourite brands and enjoy paying later.
You won’t have to wait long to see if you’re approved.
Your purchases are covered by the same security and Buyer Protection you already enjoy from PayPal.2
Make the first payment at the time of purchase and make two more payments on the same date each month. Split your purchases of between £30 and £2,000 into 3 interest-free payments without late fees.1
Manage payments in the app or online, to confidently keep track of your payments.
Pay in 31 | |
---|---|
Purchase Amount | £30-£2000 |
Number of payments | 3 interest-free payments |
Time between payments | First payment is made at the point of purchase with the next two payments made automatically on the same date over two months. |
Repayment method | Debit card, or confirmed bank account |
Buyer Protection2 | Included |
Sign-up and late fees | None |
then select Pay in 3.
and if approved, make your first payment today.
on the same date, each month.
Spend smarter
Check out our guide to financial empowerment with loads of practical info about managing your money
Easily and securely spend, send, and manage your transactions—all in one place. Download the app on your phone or sign up for free online.
Download the app on your phone or sign up for free online.