Business debit card

A debit card with 1% cash back rewards? Absolutely.

This is one extraordinary debit card. It lets you use your PayPal balance¹ to pay in stores and online—all while earning unlimited 1% cash back on eligible purchases.²

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To be considered for a PayPal Business Debit Mastercard®, a customer must have a PayPal Business or PayPal Balance account. Sign up for free.

Not your average debit card

Simple to get started and use

There’s no credit check, hidden fees, or annual fee. Manage your card—including locking or unlocking it—in the PayPal app.

Spend from your PayPal account

Use your PayPal balance wherever Mastercard is accepted.

Cash back—with a debit card!

Earn unlimited 1% cash back on eligible purchases²—paid to you weekly. No minimums or extra steps.

Automatic bonus rebates

Earn up to 20% bonus rebates automatically at 50,000+ businesses³ with Mastercard Easy SavingsTM when you use the business debit card.

Stay on budget. Pay in person with your PayPal balance. Withdraw cash from ATMs.⁴ Earn cash back plus bonus rebates. Get rewarded for your everyday business spending.

Features that help make your day-to-day business easier

Get up to 4 cards

Let others make purchases for your business. Reduce the need for expense reimbursement and easily track spend on each card.

Withdraw cash from your PayPal balance

Take out cash from your PayPal balance at ATMs⁴ and with purchases at participating retailers⁵ around the world.

Set it and forget it

Use your PayPal business debit card for automatic or recurring payments, while earning cash back on eligible purchases.²

Rewards for businesses like yours

Business owners just like you are using the business debit card to get cash back on everyday expenses.

Tanya Jun, the owner of Motorcycle Works, has used her PayPal business debit card to get cash back from day one.

For Linda Lightman, owner of Linda’s Stuff, cash back from her PayPal Business Debit Mastercard means extra money she can use to reinvest in her business.

Frequently asked questions

Debit or credit? Get rewarded by both

The PayPal Business Cashback Mastercard credit card could be the perfect companion to your business debit card. Earn more cash back, increase spending power, and pay for purchases over time.⁶

Learn more and apply for the credit card  

Discover more financial services

Working Capital
 
Business Credit Card
 
Business Loan
 
Business Resource Center
 

We support businesses just like yours

Every business needs a reliable partner. From secure payment processing to helpful business insights, we’re here for you.

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1
To be considered for a PayPal Business Debit Mastercard, a customer must have a PayPal Business or PayPal Balance account.
2
You'll receive unlimited 1% cash back on purchases when your PayPal Business Debit Mastercard purchase is completed as a credit transaction. Purchases eligible for cash back include transactions processed as credit by Mastercard. Purchases that are not eligible for the cash back include but are not limited to: transactions processed as cash withdrawals, cash advances, quasi-cash transactions or those using a PIN or that the merchant processes via debit network or PIN-less debit. Earned cash back will be added to your PayPal balance weekly. See Cardholder Agreement for complete details.
3
Visit www.easysavings.com for full Mastercard Easy Savings™️️ program terms and conditions.
4
ATMs must display the Mastercard®, Maestro®, or Cirrus® acceptance marks. ATM owner operator fees may apply in addition to the ATM Domestic or International Withdrawal fee. A Foreign Transaction Fee also applies for international withdrawals. See Cardholder Agreement for amounts and details.
5
Cash back is available at Point of Sale devices at no-cost, as permissible by a merchant that bears the Maestro®, STAR® or PULSE® acceptance marks, and is dependent on retailer participation. Please verify acceptance with retailer at the time of the transaction. An Over the Counter Withdrawal fee of $3.00 applies when a signature is required to obtain cash back at a bank or other financial institution. Up to $400.00 USD daily withdrawal limit applies. See Cardholder Agreement for details.
6
The PayPal Business Cashback Mastercard® is issued by WebBank pursuant to a license by Mastercard International and serviced by Concerto Card Company. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The PayPal Business Debit Mastercard® is issued by The Bancorp Bank, N.A. pursuant to a license by Mastercard International Incorporated.  Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This is a debit card linked to your PayPal Balance account and is not a credit card. Card may be used everywhere Mastercard is accepted. The Bancorp Bank, N.A. is issuer of the Card only and not responsible for the associated accounts or other products, services or offers from PayPal.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.