PayPal for Solopreneurs

Get paid fast.

Grow even faster.

Quick setup. Simple payments. Built-in financial tools. With PayPal Open, it’s all ready for you. No matter where you are on your business journey.

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Get paid

Take payments in person, on the go, and online. No website, storefront, or hardware required.

Get growing

Unlock new opportunities and boost your cash flow with fast access to funds.

Get ahead

Built-in reporting, time-saving automation, and trusted security let you focus on what matters most.

74 %
74 %
of surveyed users are more likely to buy from an unknown merchant if PayPal is present1
43 %
43 %
of users surveyed abandon purchases when PayPal isn’t an option2
28 %
28 %
increase in sales seen by merchants after offering Payment Links3

Easy and fast payments

Send secure Payment Links in seconds

Sell on social, through email, with a text, or directly in person. Customers can check out easily and pay with their preferred method.

Discover Payment Links

Easily add checkout buttons to any site

Just copy and paste a few lines of code to let customers pay on your website. No eCommerce platform or coding experience needed.

Discover Buttons

Let them pay with a tap

Accept contactless payments in person with only your phone. No extra hardware required. Just your Business account.4

Discover Tap to Pay

Invoice in an instant

Create, send, and track invoices anywhere you do business. Customers can pay how they like. Even without a PayPal account.

Discover Invoicing

Amplify your cash flow

We’ve provided 1.4M loans and cash advances to over 420K Business accounts around the globe.5

Access your sales instantly

The PayPal Business Debit Card lets you spend your earnings as soon as they hit your balance.6 And earn cash back online and in stores.7

Discover Business Debit Card

Get fast, flexible funding

Apply for a loan based on your PayPal sales history. Repay it with a share of your sales. No credit check. Funding available in minutes, if approved.8

Discover PayPal Working Capital

Tools to help you get ahead

Sell with confidence

Rest assured with 24/7 transaction monitoring, fraud prevention, and dispute management on eligible transactions.9

Discover Seller Protection

Calculate shipping and tax

Set up custom shipping and tax rules. We’ll automatically apply them at checkout based on your customer’s location.

Reports right where you need them

Track sales, identify top spenders and potential customers, and spot trends. Customize and export reports for any business need.

Discover Reporting Tools

Turning passion

into profit

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Pricing with no surprises

More About Fees

Frequently asked questions

Solutions at every stage

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PayPal Open

One platform

for all business

Get paid. Get growing. Get ahead.

Do more with the platform designed to power commerce.

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All screen images are for illustrative purposes only.
Apple Pay is a registered trademark of Apple Inc.
Venmo is available only in the US.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
The PayPal Business Debit Mastercard® is issued by The Bancorp Bank, N.A. pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This is a debit card linked to your PayPal Balance account and is not a credit card. Card may be used everywhere Mastercard is accepted. The Bancorp Bank, N.A. is issuer of the Card only and not responsible for the associated accounts or other products, services or offers from PayPal.
The lender for PayPal Working Capital is WebBank. PayPal Working Capital is currently unavailable to businesses located in certain states. Visit the FAQ on the PayPal Working Capital page for more details on availability.
To be eligible for PayPal Working Capital, your business must have a PayPal Business or Premier account for 90 days or more. Your business must have processed at least $15,000 in PayPal sales in the last 12 months (or $20,000 for Premier accounts). And you must pay off any existing PayPal Working Capital loan before applying for another.
1
Nielsen Survey, Commissioned by PayPal, Nielsen Media Attitudinal Survey of USA (Feb 2023) with 3,999 recent purchasers (past 2 weeks) from large enterprise merchants, including 1,999 PayPal transactions & 2,000 non-PayPal transactions. Base N. PayPal users = 3,350.
2
Nielsen, commissioned by PayPal, Nielsen Attitudinal Survey of USA (June 2023) with 2,001 recent purchasers (past 4 weeks) from small- and medium-sized merchants, including 1,000 PayPal transactions & 1,001 non-PayPal transactions. Base N. PayPal users = 1,443.
3
Based on PayPal internal data from April 01, 2024 to September 30, 2024, comparing sales volume before and after initial usage of Pay Links & Buttons. Number of merchants=558. Seasonality was taken into account.
4
Stable internet and Bluetooth connection may be required.
5
PayPal internal data as of March 26, 2025.
6
To be considered for a PayPal Business Debit Mastercard, a customer must have a PayPal Business or PayPal Balance account.
7
You'll receive unlimited 1% cash back on purchases when your PayPal Business Debit Mastercard purchase is completed as a credit transaction. Purchases eligible for cash back include transactions processed as credit by Mastercard. Purchases that are not eligible for the cash back include but are not limited to: transactions processed as cash withdrawals, cash advances, quasi-cash transactions or those using a PIN or that the merchant processes via debit network or PIN-less debit. Earned cash back will be added to your PayPal balance weekly. See Cardholder Agreement for complete details.
8
This is not an offer or commitment to provide capital. Applicants must satisfy certain requirements to be eligible. Lender approval required. Repayment percentage chosen prior to loan funding and applied to each PayPal sale. Minimum payment required every 90 days. Terms and conditions apply.
9
Available for eligible transactions. Limits apply.