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This local ownership adds to the deep sense of community and helps provide a personalized shopping experience with small-town service. It also makes each Ace Hardware store a unique reflection of the specific needs of its community. We spoke with Laura Beleganski, Ecommerce Operations Manager for one of Ace’s largest stores: AceHardware.com. She shared her strategies for their online business and the impact of PayPal’s Pay Monthly 0% APR offer.2