Business credit card

Unlimited cash back for your business.

The PayPal Business Cashback Mastercard® credit card gives your business buying power while earning unlimited 3% cash back on all PayPal purchases and 2% cash back on everything else.1

A silver PayPal business credit card with the PayPal and Mastercard logos

Turn business expenses into rewards

Unlimited cash back

Earn unlimited 3% cash back on PayPal purchases and 2% cash back on other purchases1 you and your employees make—no earning cap or expiration.

No annual fee

There’s no annual fee2 and no additional cost to add employee cards.3 And there’s no impact to your credit bureau score if you’re not approved.4

Fraud protection

$0 fraud liability protection for eligible transactions and monitoring to detect potential fraud.5 Limits apply.

Added benefits

2-year Extended Warranty on Purchases, Cell Phone Protection, Identity Theft ProtectionTM, and more from Mastercard.6

Supplies and shipping. Devices and software. Inventory. Utilities. Meals and travel. Marketing. Get rewarded for your everyday business purchases.

A credit card designed for your business

The PayPal business credit card helps to build your business credit while giving your business financial flexibility and spending power.

Start spending today

In most cases, get immediate access upon approval to your full credit line through your PayPal Business account with a virtual account number.

Set up free employee cards

Customizable spending limits and convenient account access help you keep tabs on activity, streamline expenses, and have peace of mind.³

Build business buying power

Make the purchases you need to run your business with the flexibility to pay in full or over time.

Manage your account hassle-free

24/7 customer service, a consolidated statement, and convenient, online access let you track activity and manage your account when it works for you.

Is the PayPal business credit card right for you?

Minimum eligibility requirements:
  • A PayPal Business account
  • One year in business
  • Annual revenue of $5,000 or more

Plus there’s no impact to your credit bureau score if you’re not approved.⁴

Frequently asked questions

Credit or debit—why not both?

We also offer the PayPal Business Debit Mastercard that lets you spend the money in your PayPal account—in stores and online—and earn cash back rewards.7

We support businesses just like yours

Every business needs a reliable partner. From secure payment processing to helpful business insights, we’re here for you.