PayPal Cashback Mastercard®

Unlock unlimited cash back.

With the PayPal Cashback Mastercard, you earn unlimited 3% cash back1 when you checkout with PayPal and 2% on all other purchases everywhere else Mastercard is accepted—unlimited cash back, no rotating categories, and no annual fee.2 Plus, apply with no impact to your credit score if you’re declined.3

An illustration of a dark blue PayPal Cashback Mastercard card in front of a white space.

Earn up to 3% cash back

Earn cash back

Earn 3% when you pay with PayPal and 2% everywhere else Mastercard is accepted. Get rewarded as soon as your purchases post to the credit card account, and accelerate earnings by adding up to 6 authorized users to your account.4

Combine your rewards

Combine merchant cash back offers with cash back you earn with your card. Just save the offers in the app and we'll automatically apply them at checkout.

Pay with peace of mind

With the Mastercard ID Theft Protection benefit, you will be alerted to possible identity theft.5 Go to Mastercard Guide to Benefits.

All of the


None of the


Apply for the PayPal Cashback Mastercard® in minutes with our easy application process.

cash back when you check out with PayPal.
cash back on all other purchases everywhere Mastercard is accepted.
No annual fee.2

Unlimited Cash Back

Earn. Redeem. Enjoy. Repeat.

Earn 3% cash back with the PayPal Cashback Mastercard and combine it with PayPal offers. And 2% cash back everywhere else Mastercard is accepted. No rotating categories. No annual fee. Just unlimited cash back.

Tap to Pay

A faster

way to pay

Don’t like carrying a wallet? No problem. Just add your card to your mobile wallet and use it in-store with Apple Pay®, Google Pay, or Samsung Pay for a secure contactless checkout.

PayPal App

Manage it all

in the app

The PayPal app is your hub to track and find more ways to earn cash back, view your account activity, make payments, and much more.

Frequently asked questions

Trust the way you pay

Easily and securely spend, send, and manage your transactions—all in one place. Download the app on your phone or sign up for free online.

Scan the code or enter your number to get the app.

A QR code you can scan with the camera on your phone to download the PayPal app
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