PayPal Braintree Fees

PayPal Braintree is our end-to-end payment platform built for growth.

Last Updated: 18, November 2024

You can find details about changes to our rates and fees and when they will apply on our

Policy Update Page or as otherwise required by the Payment Services Agreement. You can also view the Policy Updates Page by clicking ‘Legal’ at the bottom of any webpage and then selecting ‘Policy Updates'.

Fee rounding

PayPal Braintree uses standard rounding rules to two decimal places for percentage-based fees. For more details, see our Support Article about fee rounding (specifically the “Standard Routing” section).

Refunded transactions

Transaction fees charged by PayPal Braintree will not be returned for refunded transactions.

Where these fees apply

Rates published below apply to PayPal Braintree accounts of residents of the following market/region:

Fee Table: Where these fees apply
United States (US)

Commercial Transaction Rates

Standard rate for receiving transactions using PayPal Braintree

Use of PayPal Braintree is subject to eligibility, application, approval by PayPal and your acceptance of the Payment Services Agreement.

Fee Table: Standard rate for receiving transactions using PayPal Braintree
Payment type Description Rate per transaction
Cards and third-party digital wallet transactions For standard merchants1 2.59% + 0.49 USD
Pass-through American Express transaction2 0.15 USD
Presented in any non-USD currency Additional 1%
Customer card issued outside of the United States Additional 1%
Chargeback 15.00 USD
PayPal transactions Subject to the terms applicable to your PayPal account PayPal Merchant Fees
Venmo transactions Venmo is available in the US only 3.49% + 0.49 USD
ACH direct debit transactions Maximum per transaction fee is capped at 5.00 USD 0.75%
Returned by banking network 5.00 USD
Disputed by your customer as unauthorized 5.00 USD
1
Custom flat rates, interchange plus pricing, and discounted rates are available for established businesses based on business model and processing volume.
2
For merchants that have their own American Express account, PayPal Braintree can pass through American Express transactions at a flat fee per transaction with no additional PayPal Braintree fees. Merchants may be subject to additional fees assessed by American Express under their direct card acceptance agreement with American Express.

Charity Transaction Rates

Receiving charity transactions using PayPal Braintree

Charity transaction rates are subject to eligibility, application, and pre-approval by PayPal.

Fee Table: Receiving charity transactions using PayPal Braintree
Payment type Description Rate per transaction
Cards and third-party digital wallet transactions For verified charitable 501(c)(3) organizations 1.99% + 0.49 USD
Pass-through American Express transaction1 0.15 USD
Presented in any non-USD currency Additional 1%
Customer card issued outside of the United States Additional 1%
Chargeback 15.00 USD
PayPal transactions Subject to the terms applicable to your PayPal account PayPal Merchant Fees
Venmo transactions Venmo is available in the US only 3.49% + 0.49 USD
ACH direct debit transactions Maximum per transaction fee is capped at 5.00 USD 0.75%
Returned by banking network 5.00 USD
Disputed by your customer as unauthorized 5.00 USD
1
For merchants that have their own American Express account, PayPal Braintree can pass through American Express transactions at a flat fee per transaction with no additional PayPal Braintree fees. Merchants may be subject to additional fees assessed by American Express under their direct card acceptance agreement with American Express.