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Be prepared for the unexpected with payment security.

Don’t wait for life to happen to help safeguard your finances. Protect your PayPal Credit account balance with optional Payment Security.

Proactive planning can pay off.

There’s no telling what tomorrow brings – that’s why there’s Payment Security. This optional purchase can cover your minimum monthly payments or entire balance up to $10,000 of your PayPal Credit account balance in the case of a qualifying event. Terms apply.*

Purchase

Get coverage for qualifying life events.

Unemployment

Leave of absence

Disability

Hospitalization

Nursing home stay

Loss of life

Terminal illness

The cost of protection.

For $1.66 per $100 of your PayPal Credit account’s ending monthly balance,
Payment Security could provide the coverage you need.​​

Example
Ending Monthly Balance
$300

Example
Fee for That Month
$4.98

Fees will vary each month based on your ending account balance.

Purchase optional Payment Security today for peace of mind tomorrow.

Purchase

Payment Security FAQs

Can Payment Security help me if I am self-employed, am a contract employee, or have my hours reduced?

Yes. Job loss and leave of absence benefits depend on your job type. You must have a full-time, year-round job to qualify for full balance cancellation. Seasonal or part-time jobs only qualify for cancellation of up to 6 months of minimum payments.

Don’t have PayPal Credit?

PayPal Credit takes the stress out of large purchases by giving you the flexibility to buy now and pay over time with No Interest if paid in full in 6 months on purchases of $99 or more.

Interest will be charged to your account from the purchase date if the balance if not paid in full within 6 months. Minimum monthly payments required. Subject to credit approval. See terms.


Apply Now

To purchase Payment Security, you must have a PayPal Credit account.

*Eligibility requirements, conditions, and exclusions apply. Read the Payment Security Program Agreement for details.

Click here for current PayPal Credit Account Terms and Conditions.