EnterprisePaymentsPayment Methods

PayPal Open Release Notes

PayPal Editorial StaffPayPal Editorial Staff

March 24, 2026

March 24, 2026

4 mins read

Welcome to PayPal’s product changelog, your quarterly look at what’s new across our platform. From product launches to feature improvements, we’ll keep you up to date on the tools that help you run and grow your business.

Want to learn more? Contact our sales team for details.

March 24th, 2026

Accept Payments

  • Enterprise In-Person Payments: In-person payments on Verifone terminals are available in Enterprise Payments to eligible U.S. merchants, enabling omnichannel commerce by connecting online and in-store payments on a single platform. Learn more
  • Idempotency: Idempotency is now available in Enterprise Payments SDKs, ensuring retries of the same payment request return the original result and prevent duplicate transactions.
  • Payment Account Reference (PAR): PAR is now available in Enterprise Payments, providing a consistent account identifier across card and wallet transactions to support routing, fraud screening, and customer support.
  • American Express Authorization Adjustment: Authorization adjustments are now supported for American Express transactions in Enterprise Payments, allowing merchants to reduce a previously authorized amount before settlement and align the authorization with the final sale amount. Read the dev doc
  • Swish: Swish, a local real-time bank transfer method in Sweden, is now supported in Enterprise Payments, enabling merchants to accept Swish payments. Read the dev doc

Move Money

  • Real-Time Bank Payouts: Enterprise Payouts now supports real-time payouts to U.S. bank accounts, reducing the traditional 2-3 day bank transfer delay.
  • Direct Debit Return Reason Visibility: Direct debit return reasons are now available via webhooks and the GET API in Enterprise Payouts, enabling clearer visibility into returned debit transactions.
  • Automated Post-Funded FX Settlement: Post-funded payouts with and without FX conversion are now supported in Enterprise Payouts, automating settlement for post-funded disbursement flows.
  • Self-Managed API Credentials: Merchants can now manage their own REST API credentials within the Enterprise Payouts Control Panel, including configuring access permissions and allowed IP addresses. Read the dev doc

Optimize Payments

  • Real-Time Revenue Recovery: Enterprise Payments has partnered with FlexFactor, enabling real-time AI-powered retries to recover revenue from declined transactions. Learn more

Manage Risk

  • Dispute Automation (Visa RDR and CE 3.0): Dispute Automation now supports Visa Rapid Dispute Resolution (RDR) and Compelling Evidence 3.0 (CE 3.0), enabling earlier dispute handling and stronger fraud evidence using prior transaction data.
  • Event-Based Billing: Fraud Protection now supports event-based (“per inquiry”) billing for eligible U.S. merchants, charging only for transactions evaluated by Fraud Protection, rather than all settled transactions.

Agentic Commerce

  • New Agentic Surfaces: PayPal continues to expand access to agentic commerce for merchants. Merchants can now surface their product catalogs via Microsoft's Copilot Checkout and enable a seamless checkout powered by PayPal without ever leaving the Copilot experience. Learn more
  • Agentic AI Experience For Travel: PayPal is partnering with Sabre and Mindtrip to deliver the industry’s first end-to-end agentic AI travel experience. Travelers will now be able to discover, plan, book, and pay in a single conversational interface. By integrating PayPal’s trusted and flexible payment capabilities like Pay Later into AI-driven travel journeys, merchants can reduce friction, improve conversion, and capture bookings from high-intent travelers. Learn more

November 13th, 2025 Updates

  1. PayPal and dLocal Partnership:

    Access payment processing, and local and alternative payment methods, in over 40 new emerging markets across Latin America, EMEA, and APAC. Our expanded partnership makes it easy for merchants to connect with local customers and suppliers by accepting domestic cards and payment methods without needing to establish local entities or pay cross-border fees. Learn More

  2. Optimization Tools:

    Our smart optimization tools are integrated across the payment lifecycle to help resolve transaction issues in real time and improve processing performance:

    • Network Tokens: Replace sensitive credit card information with secure tokens that are specific to each merchant and transaction, helping to improve payment success rates and reduce fraud risks.
    • Real-Time Account Updater: Automatically refresh stored card information during a transaction to prevent lifecycle declines.
    • Smart Retries: Intelligently retry failed transactions in real time to complete transactions and capture revenue that might otherwise be lost. Learn More

  3. Fast Payouts:

    Send funds to recipients worldwide in near-real time, with payments arriving in moments rather than hours or days. Built on modern payment rails, services operate 24/7/365 to help businesses move money faster and reduce payout costs. Learn More

  4. Chargeback Protection:

    Assess transactions in real time, approving or declining payments based on risk signals to help prevent fraud before it happens. For eligible Fraud or Item Not Received disputes, PayPal will waive dispute fees up to a defined loss cap (a percentage of monthly total payment volume), provided the required evidence is submitted. Learn More

Related content

The content of this article is provided for informational purposes only. You should always obtain independent business, tax, financial, and legal advice before making any business decision.

If you accept cookies, we’ll use them to improve and customize your experience and enable our partners to show you personalized PayPal ads when you visit other sites. Manage cookies and learn more